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(Published in the Echo Journal, November 22, 29, December 6, 13, 20, 27, 2018, 6t.) NOTICE OF MORTGAGE FORECLOSURE SALE Date: November 14, 2018 YOU ARE NOTIFIED that default has occurred in the conditions of the following described Mortgage: INFORMATION REGARDING MORTGAGE TO BE FORECLOSED 1. Date of Mortgage: October 29, 2004 2. Mortgagors: John D. Cullinane and Tamyra A. Cullinane, husband and wife 3. Mortgagee: Midwest Bank NA 4. Recording information: Recorded on November 2, 2004, as Document Number 0675863 in the Office of the County Recorder of Crow Wing County, Minnesota; said mortgage was modified as follows: Modification of Mortgage dated December 7, 2006, and recorded on December 27, 2006, as Document Number 0722117 in the Office of the Crow Wing County Recorder; Modification of Mortgage dated November 6, 2014, and recorded on December 18, 2014, as Document Number 853562 in the Office of the Crow Wing County Recorder; and Modification of Mortgage dated November 7, 2017, and recorded on December 6, 2017, as Document Number 897570 in the Office of the Crow Wing County Recorder. 5. Assignments of Mortgage, if any: NO ASSIGNMENTS. INFORMATION REGARDING MORTGAGED PREMISES 6. Tax parcel identification number of the mortgaged premises: 09196066005Z009 7. Legal description of the mortgaged premises: The East One Hundred (100) feet of Lots Five (5) and Six (6), Block Sixty-six (66), Town of Brainerd. 8. The physical street address, city, and zip code of the mortgaged premises: 311 North Third Street, Brainerd, MN 56401 OTHER FORECLOSURE DATA 9. The person holding the Mortgage is NOT a transaction agent, as defined by Minn. Stat. 58.02, subd. 30. The name of the residential mortgage servicer and the lender or broker, as defined in Minn. Stat. 58.02, is Midwest Bank NA. 10. If stated on the Mortgage, the name of the mortgage originator, as defined in Minn. Stat. 58.02, is Midwest Bank NA. INFORMATION REGARDING FORECLOSURE 11. The requisites of Minn. Stat. 580.02 have been satisfied. 12. The original principal amount secured by the Mortgage was $112,878.25. 13. At the date of this notice the amount due on the Mortgage, including taxes, if any, paid by the holder of the Mortgage, is: $60,364.04. 14. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Crow Wing County, Minnesota, at public auction on January 3, 2019, at 10:00 a.m. at the Crow Wing County Sheriff's Department, 304 Laurel Street, Brainerd, Minnesota. 15. The time allowed by the law for redemption by Mortgagors or Mortgagors' personal representatives or assigns is 12 months after the date of sale. 16. Minn. Stat. 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under section 580.30 or the property redeemed under section 580.23." If this statutes applies, the time to vacate the property is NOT APPLICABLE. THE TIME ALLOWERD BY LAW FOR REDEMPTION BY THE MORTGAGORS, THE MORTGAGORS' PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Borden, Steinbauer, Krueger & Knudson, P.A. /s/ Virginia J. Knudson Virginia J. Knudson, Atty. ID # 0247819 Attorney for Mortgagee 302 South Sixth Street PO Box 411 Brainerd, MN 56401 (218)829-1451 Name of Mortgagee or Mortgage Assignee: Midwest Bank NA Hwy 10 East, PO Box 703 Detroit Lakes, MN 56502-0703 File # 31298