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(Published in the Brainerd Dispatch, November 13, 20, 27, December 4, 11, 18, 2018, 6t.) NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 20, 2015 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $67,750.00 MORTGAGOR(S): Kelly Bender, single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Bay Equity LLC, its successors and/or assigns DATE AND PLACE OF REGISTERING: Registered: December 30, 2015 Crow Wing County Registrar of Titles Document Number: T-234535 LOAN MODIFICATION: Dated: October 30, 2017 Registered: January 04, 2018 Document Number: T244345 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc., as nominee for Lakeview Loan Servicing, LLC Dated: November 10, 2017 Registered: January 04, 2018 Crow Wing County Registrar of Titles Document Number: T244344 And assigned to: LAKEVIEW LOAN SERVICING, LLC Dated: October 05, 2018 Registered: October 15, 2018 Crow Wing County Registrar of Titles Document Number: T248114 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1006166-0004023358-8 Lender or Broker: Bay Equity LLC Residential Mortgage Servicer: LoanCare Servicing Center, Inc. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 91138.0 COUNTY IN WHICH PROPERTY IS LOCATED: Crow Wing Property Address: 6116 Estate Circle Dr, Brainerd, MN 56401-1622 Tax Parcel ID Number: 561100020150009 LEGAL DESCRIPTION OF PROPERTY: Lot Fifteen (15), Block Two (2), of FIRST ADDITION TO CROW WING ESTATES, according to the plat thereof on file and of record in the office of the Registrar of Title in and for said county and state. Crow Wing County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $72,458.05 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 27, 2018 at 10:00 AM PLACE OF SALE: Sheriff's Main Office, Law Enforcement Center, 304 Laurel Street, Brainerd, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 27, 2019, or the next business day if June 27, 2019 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 01, 2018 ASSIGNEE OF MORTGAGEE: LAKEVIEW LOAN SERVICING, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 7616 Currell Blvd; Ste 200 Woodbury, MN 55125-2296 (651) 209-3300 File Number: 040693F01