Home Stretch, a first-time homebuyer education workshop, will be offered 6-9 p.m. Jan. 3, 10 and 17 in Room E338 at Central Lakes College in Brainerd.
The workshops educate first-time homebuyers about the process of buying a home.
The Central Minnesota Housing Partnership, a nonprofit organization providing affordable housing services to central Minnesota, coordinates the Home Stretch workshops.
Topics covered include mortgage approval process, budget and credit issues, real estate, closing procedures, basic home maintenance and affordable mortgage products that may be available.
For more information or to register, contact Hanna Folland at the CMHP at (320) 259-0393. Registration is required and the cost is $25 per household.
Wells Fargo Home Mortgage gets award
Wells Fargo Home Mortgage of Brainerd won the 2005 Outstanding Lender for Home Ownership-Emerging Markets Award. Wells Fargo Home Mortgage has been a high producing lender of Minnesota Housing Finance Agency loans since the inception of the agency's first mortgage programs.
The mortgage company's loan activity for 2005 reflected a significant increase in the lender's outreach to emerging markets, which resulted in twice as many loans originated in emerging market households from the previous year.
Pogatchnik attends seminar
Diane Pogatchnik, a broker with Keller Williams Premier Realty, recently attended a three-day marketing seminar hosted by Hobbs/Herder Advertising in Las Vegas.
At the seminar, Pogatchnik learned how to stay on the leading edge in the industry with the latest techniques in personal branding, niche marketing and client services.
Laxen joins staff at Brainerd Lakes Realty
NISSWA - Tina Laxen of Pequot Lakes joined the staff at Brainerd Lakes Realty in Nisswa as a real estate agent.
Laxen, a 1991 Brainerd High School graduate, will specialize in residential properties around the Nisswa and Pequot Lakes area.
Home improvement loans available
Bi-County CAP Inc. is taking applications for qualified families to obtain a home improvement loan with the Minnesota Housing Finance Agency.
Applicants must meet program requirements and eligibility criteria, such as they must own the property that needs improvement, the property must be their principle residence and they must currently pay property taxes; the net value of their assets must be no more than $25,000; and they must meet household income requirements.
These loans are available for those in Beltrami or Cass counties. For more information or to receive an application, contact Mary at Bi-County CAP at (218) 751-4631 or 1-800-332-7161, extension 124.
Rural Development offers loans
BAXTER - The U.S. Department of Agriculture Rural Development has loan funds available for low-income applicants to finance the purchase or construction of a home.
No down payment is required and people can subsidize the loan to lower their housing payment.
Rural Development also has loans available at a 1 percent interest rate for low-income homeowners who want to make home repairs.
The USDA Rural Development has invested nearly $530 million to help low-income families buy or repair homes throughout Minnesota since 2002.
For more information or to see what the eligibility requirements are for loans, call the Baxter Rural Development office at 829-5965, extension 4.
Credit union mortgage to host workshops
Mid-Minnesota Federal Credit Union will host workshops in Brainerd, Staples, Little Falls and Crosby titled "From the Ground Up: Building Your Dream Home."
6-7:30 p.m. Feb. 7 at the Brainerd MMFCU office.
Noon-1 p.m. Feb. 8 at the Staples MMFCU office.
6-7:30 p.m. Feb. 9 at the Little Falls MMFCU office.
Noon-1 p.m. Feb. 10 at the Crosby MMFCU office.
Free workshops include a light meal and a question-and-answer period. Seating is limited. Reservations are requested by Feb. 1. For more information, call 829-0371.
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