New laws that take effect Thursday

Among the new laws that take effect in Minnesota Thursday:

--Bovey native Eric Enstrom's photograph "Grace" becomes the state's 14th state symbol.

--Liquor stores must register beer kegs and record the purchasers' driver's licenses.

--A new loan program is available to finance capital costs for using manure to produce electricity.

--State credit unions will be explicitly allowed to assess fees for services and impose late charges for missed payments, mirroring federal regulations.

--Counties may charge jail inmates for room, board and clothing, as well as for medical, dental or other services.

--Family daycare providers will be allowed to let children they care for use their swimming pools if they meet certain safety requirements and enter into a contract with the child's parents.

--Law enforcement agencies are required to notify any adults living in an immediate household with a registered sex offender.

--Penalties for candidates failing to file reports with the state will change from criminal to civil penalties of either $1,000 or $3,000, depending on the violation.

--The use of motorized duck decoys will be banned during part of the duck-hunting season from opening day through the Saturday nearest Oct. 8.

--Failing to yield to emergency vehicles becomes a petty misdemeanor.

--Anyone who performs an eye exam for a contact lens prescription must provide patients a copy of their prescription, though the patient may be required to first pay for the exam.

--Insurers will be prevented from using credit scoring to deny auto or homeowner's insurance.

--Health maintenance organizations will be allowed to increase limits on deductibles and co-payments.