Insurance exchange | BrainerdDispatch.com | Brainerd, Minnesota

Insurance exchange

Posted: January 27, 2013 - 10:41pm

While peaceful demonstrators stood on
the steps of our state capitol on Tuesday in solidarity over the
sanctity of life a different story was happening under their noses as
law makers met to discuss the Minnesota Insurance Exchange (part of
Obamacare).

Attending
that meeting I noted a certain frenzy to pass the “data” section out of
committee by the Democrat members... without any legal guidelines for
the appeals process for eligibility and determination or any money
available to maintain it. The money for the exchange would come from
withholding up to 3.5 percent of our insurance premiums!

And as for appeals — we were told to just trust the government.

There
was confusion as to what private information would be required in order
to use the exchange. However, that confusion doesn’t really matter
because in May of 2012 section HHS 153.340 dealing with Obamacare went
into effect. Health and Human Services (HHS) says medical record
databases need to be developed to implement what healthcare policy
experts call “risk adjustment methodologies,” under the guise that
health risk factors be fairly distributed across the insurance pool.

The
state, or HHS will be collecting our medical records. Where did
doctor-patient confidentiality go? Where did HIPAA go? This is
intrusive! The type of information to be collected and stored away
includes individual diagnoses, the type of care provided, healthcare
providers seen, the amount paid, out-of-pocket liabilities, demographic
data and encrypted social security numbers.

HHS claims our records will be de-identified and researchers will be allowed access. What is the intent of the research?

Allowing such a database to be created could be a back door to greater government control.

Our
state leaders need to take a close look at what is good for
Minnesotans. The folks in St. Paul need to stop the Minnesota Insurance
Exchange in its tracks. Collection of our medical records has nothing
to do with insuring the uninsured.

Jan Skjolsvik

Fifty Lakes